Anyone can sign up. We are currently serving businesses and individuals in the US and Cameroon. Kappa is invite-only at the moment. You cansign up here.

You can make and receive payments in USD and XAF. Please check back soon as we will be adding more currencies in the near future.

The US and Cameroon, as well as the other five countries in the CEMAC zone, including Central African Republic, Chad, Equatorial Guinea, Gabon, and the Republic of the Congo.

Note that if you live in the US or Cameroon you can set up a Kappa account and send or receive money between the two countries. You can also send and receive money within Cameroon as well as to businesses and individuals in the CEMAC zone. Businesses and individuals in other CEMAC countries cannot set up an account yet. Kappa aims to increase coverage to other countries.

The US and Cameroon. We plan to expand our coverage across Africa, Europe, and Asia. Sign up here to get notified about future updates.

Kappa doesn’t charge a per-transaction fee. There are processing fees from our bank partners and a small surcharge added to the daily exchange rate to cover our own costs. This will typically result in fees as low as 0% for local transfers, and approximately 2.5% for cross-border transfers. All fees are displayed to you before making a transaction. Kappa is committed to 100% transparency.

You can connect one or multiple external accounts to your Kappa wallet (called “linked accounts”).

If you’re in the US or Cameroon you can add money to your Kappa account by linking an external bank account and making a transfer. In the future you will be able to link up other payment methods including mobile money, credit cards, debit cards, and other types of accounts.

Adding money to your Kappa wallet is free of charge for all types of linked accounts.

You can withdraw money to any of your linked accounts. We currently support bank accounts and will support mobile money accounts in the near future.

Yes, multiple external accounts can be connected to your Kappa wallet.

Yes, it’s possible to have multiple accounts. For instance, you may have more than one business or wish to keep your personal and professional transactions separate. While you can have multiple business accounts, you can only have one personal account. You can manage all of your accounts from a single log-in.

You can make as many transactions as you wish as long as you haven’t exceeded your daily transfer limit.

The amount of money you can send or receive depends on your transaction history with Kappa. The more money you send, the more your limit will grow over time. Once you have access to Kappa, you can check your current limits in the app under “My Account.”